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1、單擊此處編輯母版標題樣式,單擊此處編輯母版文本樣式,第二級,第三級,第四級,第五級,*,Words and Expressions,Perils of the sea,Extraneous Risks,Natural calamities,Fortuitous accidents,General extraneous risks,Special extraneous risks,Total loss,Partial loss,Actual total loss,Constructive total loss,General Average(G.A.),Particular Average(P.
2、A.),Basic coverage,Additional coverage,General additional risks,Special additional risks,Insurance policy,Insurance certificate,Open policy,Combined certificate,Risks,Losses and Expenses,Marine Risks,Perils of,the,sea,Natural,calamities,Fortuitous,accidents,Extraneous,Risks,General,extraneous,risks,
3、Special,extraneous,risks,1)Natural calamities,Heavy weather,lightening,earthquake,tsunami,volcanic eruption,2)Fortuitous Accidents,Fire,explosion,stranded/grounded,Sunk,collision,Marine,Losses,Total,loss,Actual total,loss,Constructive,total,loss,Partial,loss,General,Average(G.A.),Particular,Average(
4、P.A.),Actual Total Loss,Insured cargo has been totally lost,Insured cargo has been damaged to the extent that it has lost its original usage and value.,Missing cargo ship,The condition for forming,G.A,.,1.,The safety of the ship and the cargo is threatened;,2.The measures taken are conscious and rea
5、sonable;,3.The sacrifice is particular and expenses are extra;,4.The sacrifice and expenses must be effective in the end,Expenses,Sue and labor,expenses,Salvage,charges,Marine,Insurance,Coverage,Basic,Insurance,Coverage,F.P.A,W.P.A,All Risks,Additional,Insurance,Coverage,General Additional Risks,Spe
6、cial Additional Risks,Institute Cargo Clause-ICC,the Institute of London Underwriters,the coverage of ocean marine cargo insurance under ICC:,1.ICC(A),2.ICC(B),3.ICC(C),4.Institute War Clauses,5.Institute Strike Clauses,6.Malicious Damage Clauses,The relation between FPA,WPA and AR:,WPA,=,FPA,+,Part
7、icular Average Caused by Natural Calamity,All Risks,=,WPA,+,General Additional Risks,Scope of 3 Basic Coverages,Actual Total Loss,General Average,General Addictional Risks,Constructive Total Losss,Particular Average,F.P.A,W.P.A,A.R,Particular Average,No,The commencement and termination of the basic
8、insurance coverage,In regard to the duration of liability of insurers in ocean marine cargo insurance,CIC usually adopts warehouse to warehouse clause(W/W Clause),which means insurance coverage of risks to a shipment of goods from the time the goods leave the warehouse for commencement of transit an
9、d continue during ordinary course of transit until delivered to final warehouse at destination,or until the expiration of 60 days from the moment that the insured goods are unloaded if the shipment fails to reach the aforesaid warehouse.,Exclusion,Exclusion refers to the cases that the insurer is no
10、t liable for the losses or the damage.The exclusion to the three basic coverage includes:,Deliberate act or fault of the insured.,Losses due to the responsibility of the consignor.,Inferior quality or shortage before the insurance goes into effect.,Losses arising from the natural loss,inherent vice
11、or the nature of the subject matter;losses due to the market fluctuation and/or the delay in transit,and any charges related.,Risks and liabilities covered by the war risks and strike risks,also includes their exclusion.,Additional risks,a.No additional risk can be purchased to insure goods independ
12、ently.,b.Kinds of additional risks,General additional risks,covers losses caused by extraneous risks and are covered subject to additional premium.They can be classified into:,T.P.N.D.(Theft,pilferage,and non-delivery),Risk of theft and pilferage refers to the risk of being stolen during the voyage;
13、risk of non-delivery refers to the risk against loss of complete package resulting from improper unloading or for some unknown reasons,.,Fresh water and/or rain damage(FWRD),The risk of damage to the goods by fresh water and/or rain is covered by this risk.,Shortage,This risk covers the shortage of
14、weight for the goods due to the broken external packing.But normal shortage of weight is excluded.,Intermixture and contamination,Damage to the goods caused by its being intermixed or contaminated with each other is covered by this risk.,Leakage,It covers the risk of seepage and leakage of the liqui
15、d cargo caused by the damaged container.,Clash and breakage,This risk covers the breakage of the fragile goods due to vibration,clash or pressing.,Taint of odor,Some kinds of goods(edibles,herbal medicine or raw material)may be tainted by odor of themselves.Such risks are under this coverage.,Sweat
16、and heating,Damage to the goods by sweat and heating as a result of the sudden change of temperature or the disorder ventilation is covered by this risk.,Hook damage,It covers damage to the goods caused by hooks in loading and unloading,such as the losses of rice due to the damage of the packing bags by hooks.,Breakage of packing,Damage to the goods caused by rough handling is covered by this risk.,Rusting,This risk covers the damage to the goods by rust caused by contamination of sea water.But
Unit 6 課堂 外貿(mào)專業(yè)英語習題
